Financial Planning
A financial plan may include, but is not limited to:
- net worth statement
- cash flow statement
- review of all investment and retirement accounts
- asset allocation summary
- investment repositioning recommendations
- strategic tax planning recommendations
- review of insurance policies and recommendations for changes
- one or more retirement projections
- estate planning review with recommendations
- education planning with funding recommendations
Detailed investment advice and specific recommendations are provided separately under our investment advisory services.
Pettinga Financial Advisors provides financial planning implementation assistance if the client has contracted with us for an ongoing relationship. Clients whose money we do not manage are responsible for implementing their financial planning and investment recommendations at their own discretion.
