Tax Planning

Tax planning is essential to your financial well-being. Virtually every financial decision has a tax consequence for you, whether now or long-term. Congress is forever tinkering with the tax code, so the rules are constantly changing. We stay abreast of the changes and advise you on the implications.

Among tax-related considerations, your plan may include a review of the following:

• Taxes on your earned income and the associated marginal tax bracket
• Taxes on your unearned income, such as interest and dividends
• Whether municipal bonds are appropriate investments for you
• Tax implications when you exercise stock options
• Managing long-term capital gains to reduce your taxes 
• Possible Alternative Minimum Tax (AMT) issues
• Charitable contribution methods to realize tax savings
• The potential for tax savings through loan refinancing